Prime Auto USA
Opens today at 9:00 AM

Bad Credit Auto Loans

Car loans for bad credit

We get it, life happens. Here at Prime Auto USA, we’re all about helping our customers rebuild their lives and credit. And we’re firm believers in treating all customers with the respect and dignity they deserve no matter what your credit score happens to be.

Not all bad credit dealerships are created equal. In fact, many other dealers charge interest rates upwards of 25% but not us! We offer subprime auto loan rates as low as 15.99%! And since we offer in-house financing, we can get almost anyone approved for a used car loan.

Getting an auto loan with bad credit has never been easier! First, search our online inventory to find the perfect used 4×4 trucksedan car or small SUV. Then get pre-approved online in minutes, it’s that simple! And as soon as we have all the information we need to proceed-the entire checkout process takes about 30 minutes give or take.

Bad credit car finance

If you have been turned down in the past for a used auto loan for having bad credit, we are confident we can help in getting you approved. Since we offer internal car financing and don’t rely on lenders with stringent guidelines, we’re able to offer more flexibility in regard.

Once you decide on a used pickup truckmidsize car, or full-size SUV, you’re going to want to get approved. You can fill out the car loan application online or in person and test-drive as many vehicles as you like. Just know we’re not like most dealers in that, we specialize in helping those with poor credit get approved for a used car loan.

Auto loans for bad credit can be found here at Prime Auto USA, where second chances meet quality, affordable affordable used carssmall trucks and compact SUVs. Just think of us as your go-to used car dealership whether you have no credit, okay credit, or mediocre credit at best. No matter your credit score rating we’re here to help, and just remember you’re more than just a FICO number.

Prime Auto USA

1377 US-45 BYP, Jackson, TN 38305

(731) 624-1000

Monday - Saturday

9:00 AM - 6:00 PM



Our service department is open 9:30 AM to 5:00 PM daily, available by appointment. Schedule a service today.